Although we offer 3rd party cover and 24hr road side assistance, we still recommend your own commercial insurance through Paladin or Outsurance, which they will quote based on the vehicle model and your risk profile etc and your claims history. This may be a slightly higher premium compared to the general insurance but will benefit you in the long run.
With a 3rd party accident, that persons insurance covers the repairs of your vehicle.
Also see ‘How does your insurance work’. If the renter gets into a 3rd party accident, our insurance policy will go into effect.